The New York State Department of Financial Services (DFS) has approved New York Digital Investment Group (NYDIG) Execution LLC, a subsidiary of NYDIG LLC, for a virtual currency license and a money transmission license. The virtual currency license, also known as BitLicense, is required by any party looking to engage in any virtual currency-related business activity in the state.
According to the announcement, the license will allow NYDIG Execution to offer secure custody and trade execution services. It will also enable the company to operate as a custodian for virtual currencies such as Bitcoin BCH, as well as BTC, ETH, XRP, and LTC.
Financial Services Superintendent Maria T. Vullo said the approval strengthens the fintech marketplace in New York. She added that having regulation for the crypto space would ensure growth for the market, increase innovation and fewer risks for participants.
The BitLicense regulations have received mixed reactions from operators since August 2015. Some companies embrace the laws while others left New York to look for a more accommodating environment. Business exited the state in what was termed as “the Great Bitcoin Exodus,” citing harsh regulations, excessive disclosure requirements, and financial disincentives.
In a statement, NYDIG CEO Robert Guttmann said the company looks forward “to providing secure and transparent liquidity, asset management and custodial services to the institutional market.”
DFS has continued to regulate the financial market by licensing technology-based money transmitters under New York’s money transmitter law. The authority has also monitored online lenders under New York’s banking law and virtual currency exchanges under New York’s financial services law. So far, DFS has approved fourteen charters or licenses for companies in the virtual currency marketplace.
In 2018, more licenses have been granted to business in the crypto space. This year alone, nine licenses have been awarded. The seventh one was recently awarded to ATM operator Coinsource only two weeks ago. NYDIG’s license comes eight months after a proposed alternative to BitLicense regulations was brought before the New York State Assembly.
Note: Tokens on the Bitcoin Core (segwit) Chain are Referred to as BTC coins. Bitcoin Cash (BCH) is today the only Bitcoin implementation that follows Satoshi Nakamoto’s original whitepaper for Peer to Peer Electronic Cash. Bitcoin BCH is the only major public blockchain that maintains the original vision for Bitcoin as fast, frictionless, electronic cash.
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The chief financial regulator of Thailand has warned investors to avoid the unregulated Q Exchange, following an order issued to the firm to stop advertising on account of a lack of a sufficient license.
The Thai Securities and Exchange Commission (SEC) took the unprecedented step of recommending investors do not trade with the local cryptocurrency exchange, which does not hold a license as a “digital business operator,” ahead of a new licensing regime expected to take effect with initial exchanges from the end of November.
In a notice on its website, the SEC stated: “The SEC would like to inform the public that Q Exchange Co Ltd is not a licensed digital business operator…The public and investors should be cautious in engaging in digital asset and electronic money trades with this firm because such actions might not be lawfully protected by the SEC.”
The Q Exchange is a crypto exchange offering customers the opportunity to trade in 10 cryptocurrencies, including BTC and ETH. The exchange also had plans to launch its own cryptocurrency, the Q Token, according to local media reports.
After a royal decree issued back in May, cryptocurrency businesses in Thailand were required to register with local authorities, and to obtain the permission of regulators before engaging in the crypto sector. The measures cover cryptocurrency exchanges, as well as those promoting or engaging in initial coin offerings (ICOs).
The first licensed platforms are expected to appear this month. While no online presence for Q Exchange could be detected, the warning from the SEC suggests the exchange was seeking to trade without the required permission or licence from the Thai regulator.
Thailand has previously been regarded as one of the stricter jurisdictions, after measures introduced earlier this year to exert greater state control over cryptocurrency and related businesses.
With more formal regulation for exchanges and other crypto businesses expected to take effect in due course, it now presents an opportunity for those courting institutional businesses to operate within the Thai market.
It follows calls from the sector to introduce stricter regulation, as part of a drive to cement legal certainty for legitimate exchange operators.
As for exchanges like Q Exchange, which still remain outside of the licensing regime, it looks like the days of regulation-free trading are already numbered.
Note: Tokens on the Bitcoin Core (segwit) Chain are Referred to as BTC coins. Bitcoin Cash (BCH) is today the only Bitcoin implementation that follows Satoshi Nakamoto’s original whitepaper for Peer to Peer Electronic Cash. Bitcoin BCH is the only major public blockchain that maintains the original vision for Bitcoin as fast, frictionless, electronic cash.
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Authorities in Mauritius have set out plans for a new cryptocurrency custodian license, as part of new laws aimed at the emerging blockchain and cryptocurrency sectors.
The Financial Services Commission, Mauritius chief financial regulator, set out the draft proposals for public consultation, in a process set to run to the end of November which could determine whether and how the island nation proceeds with its crypto custodian licensing structure.
The draft regulations were created to offer legal certainty specific to cryptocurrency custody services, with existing custody licenses ill-equipped to deal with the needs of crypto custodian services. It comes at a time of increasing demand for custodian services, as more institutional and regulated investors move into investing in cryptocurrencies for the first time.
Holders of the new license will be required to comply with strict licensing terms, including holding a minimum reserve of 500,000 Mauritius rupees, maintaining a board with at least three participants and one participant resident in Mauritius, and running a physical office in the country.
Holders will also be considered ‘financial institutions’ under the Financial Intelligence and Anti-Money Laundering Act 2002, and will be required to uphold anti-money laundering and know your customer provisions in the same way as mainstream financial institutions like banks.
The license looks set to prove popular with crypto businesses looking to offer custodian services to large institutional investors. With the licensing structure only just reaching consultation stage, there is already strong interest in applying.
A new venture, HYBSE International Marketplace, has already expressed a commitment to apply for one of the new licenses, even before the regulatory structures have been finalized, or HYBSE has even begun trading.
Custodian services safeguard cryptocurrency holdings on behalf of institutional investors, providing security to a high standard of compliance—an essential prerequisite for any institutional investor allocating resources to cryptocurrency investments.
As competition in the sector heats up, new licensing structures like those in Mauritius will only prove more popular with companies looking to become registered cryptocurrency custodians.
Note: Tokens on the Bitcoin Core (segwit) Chain are Referred to as BTC coins. Bitcoin Cash (BCH) is today the only Bitcoin implementation that follows Satoshi Nakamoto’s original whitepaper for Peer to Peer Electronic Cash. Bitcoin BCH is the only major public blockchain that maintains the original vision for Bitcoin as fast, frictionless, electronic cash.
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UK’s first cryptocurrency exchange, Coinfloor, adds another feather to its cap—it’s become the first crypto exchange to be licensed by Gibraltar’s groundbreaking blockchain legislation.
According to a report in the Financial Times, Coinfloor will be regulated as a distributed ledger technology (DLT) provider under the new license. Coinfloor CEO Obi Nwosu was quoted by the news outlet saying Coinfloor had to undergo various processes before it secured the Gibraltar license.
According to Nwosu, the crypto company was tested on nine principles aimed at determining whether the exchange has sufficient anti-money laundering (AML), and Know Your Customer (KYC) protections in place. Nwosu said Coinfloor had to prove that their security system could stand any kind of cyber attacks that have plagued the cryptocurrency exchange industry over the years.
Nwosu also stated that the licensing process under Gibraltar’s new legislation impressed him, telling FT: “What impressed us was that this [legislation] was in the works for a long time. It’s been well thought out, well considered. They are focusing on quality over quantity.”
Gibraltar has been a haven for many virtual casinos because it offers low taxes for business based in the region. Recently, the British Overseas Territory introduced new rules specifically applying to the blockchain, which it hopes, will increase the success of blockchain-based companies in the region. This legislation was the first of its kind in Europe.
With this and more changes, Gibraltar seems to be creating a crypto-friendly environment like that of Malta. However, since UK is set to leave the EU next spring, there are many uncertainties and the move might affect Gibraltar’s dream of becoming a crypto and blockchain hub.
The new license comes as good news to Coinfloor, which recently laid off around 40 employees as part of the company’s restructuring process. The exchange, which was founded in 2013, made the decision at a time when there were increased difficulties for businesses in the cryptocurrency space following the bear market conditions.
Note: Tokens on the Bitcoin Core (segwit) Chain are Referred to as BTC coins. Bitcoin Cash (BCH) is today the only Bitcoin implementation that follows Satoshi Nakamoto’s original whitepaper for Peer to Peer Electronic Cash. Bitcoin BCH is the only major public blockchain that maintains the original vision for Bitcoin as fast, frictionless, electronic cash.
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